I've been studying battery systems a little bit. It looks like there might be some simple options to do what I want, and not terrifyingly expensive (thought not exactly cheap). I've got all the batteries in the garage where it's about 40*. Still haven't figured out what I need to charge and evaluate the health of the batteries. The dead of winter in a heated garage is an ideal time of year to do this.
I've been thinking about the long game with this potential system. Initially, I was thinking of charging off the grid, then having an inverter hooked to the generator side of my transfer switch. Then someone suggested running off of the batteries all the time, and having the batteries charged off the grid. That way an outage would not require having to switch to batteries because I would already be on batteties. Plan C is to charge from a propane generator (which I have, not hooked up). I could run this system staying on the generator side of the transfer switch, with grid backup, I'd, at some point, eliminating the grid. My National Grid (that's pronounced "National Greed") bill is ridiculous, and I can buy a lot of propane, especially considering how little energy I use.
The batteries were a windfall, and would cost about $12k to replace, but after seeing the prices of LiFePo4 batteries, it would only be about $2k to replace the lead acid. In 8-9 years, I'm expecting the cost per kwh to be even cheaper, and the chemistry to be even better than what we have now. Sodium-ion looks very promising, and is here already.
So far, I'm $75 into this project (1 pair of Carhartt double-knees with acid holes, and $25 in diesel for my friend's little International to haul then home), so I think I'm off to a good start. If the batteries last 8 years, I'll save about $13k, without adjusting for rate hikes. Minus hardware and propane, of course. Theoretically, I can leave the grid hooked up on the other side of the transfer switch, as backup to my backup, but the trick they are using is to make their money off of delivery fees and other sneakery, so that might make it not worth having as backup.
I'm keeping battery upgrades, and solar panels in mind when choosing hardware options. I know where there are a couple pallets of panels that are outdated that the commercial solar company left behind at a friend's house... Just dumping the cash into a complete off-grid system isn't necessarily cost effective, I don't think, but scrounging, and having a hatred of The Greed, I think I can make it work.
Many pounds of batteries moved into the garage (my shoulders might be usable again soon):