The stump price seems high to me as well. I sub out my stump grinding and the most I ever paid for a single stump was $450 for a huge laurel oak with surface roots covering about 400-500 square feet.
Removal of stump grinding debris is not typically included in the price. Our contracts specifically state that we grind stumps 6"-8" below grade level and we do not haul away the excess debris. I usually mention it during the bidding process just to make sure we're all on the same page. Removal...
I've never been very successful at bidding a removal from a picture. I get asked every now and then to ballpark a tree based on pics and I just won't do it any more. Too many variables that a picture just can't capture.
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