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Thanks, Cory. That was my idea to start with...I would never miss it. And I haven't. Same with the equipment "accounts". They get "paid" for going to work, and I hold it against a rainy day.

Chris, what do you mean "work off of cash"? I get paid by check primarily, but I deposit a portion and get a portion in cash for groceries and whatnot. I use cash for most everything I handle in person. I've tried to teach savings to my kids as well. My oldest worked at a nursing home for two...

Oh I saved quite a bit more than that....that was just a goal to stick back toward retirement. And yes, I have considered upping it to $25/day in a year or so. $20 is far easier to manage though, without having to make "change" every day or so. Just twenties and hundreds in the envelope. I also...

So I started a new "plan" in 2014, putting $20 EVERY day I worked into an envelope. I started it a few weeks into the year, adding a little in "estimation" of what I'd already worked. My goal was to work 200 days, thereby having $4000 in savings. I finished out right on the money, doing a little...