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Other one I liked was I'd let them know I was definetly into haggling ........if the price is heading upwards. :D

I learned early on to discuss a minimum right up front when booking the estimate. As in tell the customer to come and do any job it's X amount as a minimum. It weeded out going to look at some bodies overgrown shrub to give them a price on removing it. Also a easy way to handle the a la carte...

No way would I put something like that down in writing unless I was willing to keep exact track of that discount. Also wouldn't be the best thing to have on your paperwork if you report little to no cash. Again ime here in Canada atleast.

We all know I speak from personal experience. But yes it's all good as long as it all adds up when the government super accountant is sitting in your dining room going over it all with you. ;)

I would go the opposite. +10% for cards.

Don't overthink it. When starting out I went to Staples and had a stamp made with my business info and bought a generic invoice book. Easy and cheap. Thinking back when I first started I didn't even have the stamp, scrawled it out by hand.