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Insurance just bothers me is all. I pay a lot in insurance between business and personal. So much that if somehow I were able to save that money and invest it it sure doesn't seem like it would take long without a 'screwup' to just insure myself.

Orrrr, just don't screw up.

Atleast the way it is up here a 'company' or corporation is taxed at a lower rate than personal income tax. I think that's what Willie is on about. So you save money while lowering your personal exposure/liability somewhat.