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Surcharges are also illegal in 10 states: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas. from Reddog's link.

What percentage of customers pay you guys by CC?

Something like Square. People will chime in. I'm interested to hear. I haven't taken a CC payment in years. I used Paypal before. Swiping is easier. Don't know about remote entering card numbers and such. All considerations. We don't do bank transfers like Europeans.