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Mail fraud probably only results from tampering with things sent through the USPS or other shipping service like FedEx/ UPS. Leaving something at the door would be different, I think.

I generally get the insurance company's name when it insurance work. I'd heard of Allstate being a problematic company, trying to reduce the payment after work is completed when done on a verbal contract. I'd like to talk to the insurance agent myself, if its possible, and its a bigger job (any...

Contact her insurance agency. Insurance fraud, if she collected from them is likely a felony. If you know that she collected or planned to collect from the insurance company, then telling her that she might have felony charges coming might be all that she needs to pay up. There is a spotlight...