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Unless you're making a quarter million per year, it's actually about 10% of gross sales after you deduct all your expenses. There's lots of wiggle room there.

Years ago somebody said that any tree company with the words 'expert', 'professional' or 'surgeons' in their name usually weren't.

You will need to find a good independent agent who specializes in small business liability insurance. you can expect to pay $1000-2000 per year minimum for business liability coverage. But I recommend you focus on learning your trade and sharpening your skills before jumping out on your own...

This is the way honorable people do it. I also worked as a sub for most of my career. Everyone I worked for knew I would never take their leads. I was always kicking leads back to the guys I worked for, because I preferred working as a sub and had no interest in biting the hands that fed me...

That's a scary step, but it sounds like you're ready. Continue to follow your heart and passion. It seems like you're jumping off a major cliff but in hindsight it will just be a minor bump in the road. Best wishes for your success, Matt.

When I was your age, I decided I was going to buy a house by the time I was 25. It took until I was 31, but I did it. Best financial decision I ever made. When I was 39, I refinanced it and bought my first bucket truck.

Kids at McDonalds are making $15-16 per hour. If he can't pay you more than that for doing tree work on top of the landscaping, then it may be time to find greener pastures. He's not doing you any favors no matter what he says. $15 is chicken feed.

Every state is different but in Florida WC is required for all companies with more than 3 employees. That's why so many tree guys stay below 3 employees. WC can add 50% to your payroll costs, it's insane.

Your dealer has rim sprockets. There are 2 rim sizes (for large or small saws) and they come in all chain sizes with different numbers of drive pins. They are held in place with an E clip (don't lose it!). You can pull it off with a small flat screwdriver and put it back on with needle nose...

Hah! Give us a chance, we will spend ALL your money! :big-jump:

See if your dealer has skip chain for that saw instead of full comp. I've run skip chain for the last 10 years, cuts just as fast and half the teeth to sharpen.I buy it by the roll and spin my own loops, but your dealer may stock it in premade loops.

Years ago the bigger Stihl saws with a full wrap handle had higher output oilers than the half wrap versions. And the saws with full wrap handles were only available on the West coast. I always bemoaned the pitiful oilers on the MS440 and MS660 (also the 441 and 661) and spent some time...

It's all about how much horsepower you want to carry. 261, 361, 462, each is a little heavier with more power. Yuo will need to figure this out yourself as far as how much weight you want to carry for how much horsepower. If there were one correct answer then we all would be using the same saw.

You will find out soon enough! :lol:

I never figured it out. I took it off the truck and left it in the shop empty, I had other saws.

My saw looked like that after 3 tanks of fuel. Oil constantly leaks and dirt sticks to it. Gets in the recoil and under the muffler. It's a factory defect that Stihl never acknowledged.

Im' sure it will pull a 28" just fine, but I abandoned the homeowner 'bigger is better' philosophy long ago. Why do you want the extra length? I want the shortest, lightest bar possible that will handle the job the quickest. Running a 28" bar cutting 20" wood just means you stick the tip in the...

Just keep in mind that the Stihl pro series saws have the reputation they do for a reason. The big Echo may be nice but it's not a Stihl. You only regret the price of a Stihl once. It may cost you a day's labor but you will have it producing for you for 8-10 years. How many old Echos do you see...

I have owned both. The 462 is nice but the electronic carb can be fidgetty when restarting hot. I found the best way to use it was to let it idle between cuts (3-4 min usually) instead of shutting it off and restarting. I had a MS461 that leaked oil from the day I bought it, the oil cap didn't...