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The life insurance we looked at today seemed pretty affordable. It is more affordable the younger you are. We are going to do a twenty year policy. If I kick the bucket within 20 years, Kathleen will receive 700,000. The policy costs around $200/month for the both of us. If we were to get a...

Do you have short term personal disability Willie?

Dishonesty doesn't work for me as I am an exceedingly bad liar.

Ha you're gloating aren't you. I am not certain I will find anything affordable if we are honest about what exactly I do to make a living.

I am not certain.

We met with an insurance broker today and discussed life insurance, retirement accounts, college savings accounts and personal disability. So far my broker isn't having any luck finding anyone who wants to insure a tree climber for disability. He says Lloyd's of London would for a hefty price...