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It's a real thing on my account page too, and I get emails about it. Just kinda weird, I'm not doing it. Someone once told me the wrong account to send money to, so he called up PayPal quickly and actually got a live person. Funny thing was, he decided to mail what I bought anyway to make up...

I think $10k is the limit period for paypal, and someone told me it is illegal to walk around with more than $10k in cash. Anyway, I've also heard that paypal only backs you up according to the amount of money they recover, so if someone takes the money out of PP and the bank before PP can hold...