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I disagree. Not if you know something about what the damage was to cause the totaled call by the insurer, not if you know what you are looking at and do a solid inspection yourself, and not if you have the skills, tools, and shop to deal with finishing up any issues, as Justin has said. And...

Another aspect of the salvage title question is...what damage is involved? To my point...a close friend had the unfortunate happen, caught a soft shoulder with his right front tire when he wasn't paying attention, dragged his Subaru off the fill and rolled it downhill on it's roof and up beside...